Election Cycles and Market Volatility

intermediatePublished: 2025-12-31

Elections inject policy uncertainty into markets. The outcome determines tax rates, regulatory regimes, trade policy, and government spending priorities. Markets respond not to which party wins, but to the range of possible policy outcomes and how quickly that range narrows.

Why Elections Move Markets

Markets price expected future cash flows. Elections change corporate tax rates, regulatory costs, trade policy, and government spending.

Key insight: Volatility often peaks before elections (maximum uncertainty) and declines after (outcome known, even if unfavorable).

Historical Volatility Patterns

VIX behavior around US presidential elections (1990-2024):

PeriodAverage VIXChange vs. Non-Election Years
6 months before19.2+15%
1 month before21.4+28%
Election week23.1+38%
1 month after17.8+6%
6 months after16.3-3%

Contested Elections Amplify Volatility

2000 Election: VIX spiked to 31 during recount; S&P 500 fell 8% between election and Supreme Court decision.

2020 Election: Pre-election VIX at 38 (COVID elevated); normalized to 20-22 post-inauguration.

Sector Sensitivity

Healthcare

  • Drug pricing, ACA changes, Medicare/Medicaid policy
  • Underperforms before elections with major healthcare stakes

Energy

  • Permitting, renewable subsidies, carbon regulation
  • Traditional vs. clean energy differentiation can exceed 20%

Financials

  • Regulatory stringency, tax policy, antitrust enforcement

Technology

  • Antitrust, Section 230, AI regulation, China trade policy

Policy Uncertainty Indicators

Economic Policy Uncertainty Index

The Baker-Bloom-Davis EPU Index measures policy uncertainty using newspaper coverage, tax code expirations, and forecaster disagreement.

  • Rises 20-40% in election years
  • Peak in October-November
  • Decline within 1-2 months of resolution

Options Market Signals

Options expiring after election day price 2-4 VIX points higher implied volatility. Premium collapses after outcome known.

Historical Election Year Returns

S&P 500 average by year in cycle (1932-2024):

Year in CycleAverage ReturnPositive Years
Year 1 (post-election)+6.2%58%
Year 2 (midterm)+4.8%62%
Year 3 (pre-election)+16.4%88%
Year 4 (election)+7.3%73%

Post-midterm returns: 6 months following midterms average +15% (1942-2022). Gridlock reduces policy risk.

Positioning Strategies

Pre-Election (3-6 Months Before)

  • Reduce position sizes if volatility elevated
  • Avoid large sector bets dependent on outcome
  • Increase cash buffer if rebalancing planned near election

Election Week

  • Avoid major portfolio changes
  • Set limit orders rather than market orders
  • Expect gap opens and intraday volatility

Post-Election (1-3 Months After)

  • Volatility premium collapse creates opportunity
  • Sector rotation toward election winners
  • Policy clarity enables fundamental positioning

Common Pitfalls

Pitfall 1: Making portfolio bets on election predictions Pitfall 2: Overreacting to rhetoric (campaign promises differ from enacted policy) Pitfall 3: Ignoring state/local elections affecting specific sectors Pitfall 4: Trading immediately on results (initial reactions often reverse) Pitfall 5: Assuming divided government is always positive

Summary

Elections create measurable volatility patterns driven by policy uncertainty rather than partisan outcomes. VIX elevates 15-40% approaching elections and normalizes within months afterward. Sectors with high policy sensitivity show the largest election-related moves. Practical positioning involves reducing policy-sensitive exposure pre-election, avoiding trades during election week, and reassessing once outcomes clarify.

Related Articles

  • Mapping Geopolitical Risk to Asset Classes
  • Scenario Planning Workshops for Investors
  • Building a Risk Event Dashboard

References

Baker, S., Bloom, N., and Davis, S. (2016). Measuring Economic Policy Uncertainty. Quarterly Journal of Economics.

CBOE (2024). VIX Index Historical Data.

Bialkowski, J., Gottschalk, K., and Wisniewski, T. (2008). Stock Market Volatility around National Elections. Journal of Banking and Finance.

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